18 Jul 2010

Getting a new car is always an exciting time – whether the car is bought outright or leased from the dealership. Many people believe that their car, much like their home, is an extension of the person they are or indicative of the person that they may become. A car is equivalent to your status in many people’s minds – although that is not quite true. There is much debate over whether it is better to end up leasing or buying a new car. Auto leasing is the preferred option for many people.
In contrast to buying a car, auto leasing requires very little or even no money, upfront in exchange for the vehicle. Additionally, leasing a car generally results in lower monthly payments, though you are not paying to own the car. When the lease ends, you do not have a car and will either need to replace it or go without. When you buy a car, once you have finished paying the bank notes, the car is still yours. This difference may be worth the extra money you pay each month in the long run.
Depending on your personal situation, both auto leasing and purchasing a car have advantages and disadvantages. When you lease a car, you can get a better car for less money and even drive a brand new car every few years. On the other hand, when you buy a car, you build equity in your credit and can have a car for years and years after it is paid off. Furthermore with auto leasing, there is none of the hassle associated with trading in your car at the end of the lease, which cannot be said for buying a car.
When you buy a car there is no mileage penalty at the end of each year. With a lease you must mind your mileage. Although the payments may be smaller through auto leasing, if you buy a car when the interest rates are low, it is just a better financial decision to make the purchase rather than to lease. Buying a car will leave you with more flexibility later – if you ever want to sell it, you can. You cannot sell a leased vehicle.
Not everyone should buy a car and not everyone should lease a car, it all depends on the type of person. Sometimes, it is difficult to tell the difference and identify what type of person you may be currently. If you like to buy a new car every few years, auto leasing may be for you. When you lease a car you can not only lower your payment and drive a nicer car, but you change vehicles more often than if you owned the car. If you are the type of person who drives long distances, enjoys having the same car for a very long time, and do not like to be forced into making decisions regarding cars every few years, you will definitely want to buy a car rather than lease one.

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18 Jul 2010

1. Claiming that the motorcycle driver was a Russian agent.

 

2. Claiming that the police shot you for not sharing a chocolate bar.

 

3. Claiming to be the King of Scotland.

 

4. Claiming that Scotland was refusing to recognize you as King.

 

5. Claiming to be a secret service agent protecting yourself.

 

6. Claiming to need protection from yourself.

 

7. Asking everyone to bow down to you.

 

8. Bowing down to the light pole.

 

9. Pretending to be a mime.

 

10. Repeating everything the police officer says.

 

Here are ten useful tips of advice from a motorcycle accident lawyer to follow if you have been in an accident. You can also learn more about how to handle a motorcycle accident in Oxnard, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it may have been a few hours since the accident. However, if you ever have another accident, or if itâ??s only been a few hours since you were hurt, hereâ??s what you should do from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, itâ??s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didnâ??t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driverâ??s information including their names, addresses, driverâ??s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you arenâ??t too injured, take some photos of the vehicles and the scene. If you canâ??t do it right away, do it after you are released from the hospital.

Sixth, if you are hurt, obtain medical treatment. Donâ??t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, donâ??t get treatment you donâ??t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good motorcycle accident attorney as soon as you have had your initial treatment, so the attorney can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good motorcycle accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good motorcycle accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most motorcycle accident attorneys advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driverâ??s insurance company, itâ??s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Donâ??t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, donâ??t pay a traffic ticket without a fight if you werenâ??t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If youâ??ve had a motorcycle accident in Oxnard, Long Beach, Santa Monica, Santa Barbara, Ventura, Camarillo, Ojai, Morro Bay, Paso Robles, Cambria or San Luis Obispo, or anywhere in Southern California, we have the knowledge and resources to be your Oxnard Motorcycle Accident Lawyer and your Ventura Motorcycle Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a personal injury legal matter, a dog bite or if youâ??ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.

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