Buying a new or used motorcycle is serious business. It needs thought and careful selection. A motorbike is sacred to many and just a vehicle to some. However no motorcycle buyer should be without a check list that will help him or her make a great selection.

10 musts before paying for a motorcycle:

1. Check it out and do so with a motorcyclist friend in tow. Check if the motorcycle is clean and straight down centerline and forks.

2. Take along a list of models and their pros and cons. Discuss the nuances with the friendly sales person.

3. Find out about gears, brakes, clutch, and all other mechanics.

4. Determine engine specifics and details of gas tank and wheels.

5. Ask about service and warranties.

6. Get details of accessories and other musts like helmets, rear view mirrors and so on.

7. Sit on a lot of bikes to get a feel of height and riding position.

8. Read up on bikes in discover Today’s Motorcycling. Get all the information on types of bikes, financing, bike care and more.

9. If you are new to motorcycles choose a light-weight bike rather than the coolest, sexiest bike that only pros can ride. New riders should aim for a four-cylinder of less than 600 cc or 75- cc for sports machines and 150cc for everyday use.

10. Ask about safety gear and budget for this too in the cost of the motorcycle. Use pants, helmet, gloves, and jacket meant for motorcycling.

All motorcyclists must consider safety and reliability. Get a valid motorcycling license and insurance too. Be wise and take a Motorcycle Safety Foundation (MSF) course see: http://www.msf-usa.org/ .

Refer to magazines like beginner Bikes magazine for recommendations on good starter bikes. According to dedicated bikers, a good choice of a motorcycle for a beginner would be Honda, Suzuki, Kawasaki, Yamaha, and Buell Blast.

Choose a bike that suits you and not one that looks good on the cover of a magazine. The rule of thumb is the motorcycle and its rider must fit like hand in glove. Test ride the motorcycle and get a feel. A large part of selecting a motorcycle is comfort and instinct. So choose a motorcycle with care so that you get long hours of riding as well as comfort and safety.

Never buy a bike on first sight or visit. Take your time in making a selection. Visit the many motorcycle websites on the internet and comparison shop. Find out what offline prices of motorcycles are and compare features as well as prices, service contracts, and warranties. Many people find that the best deals are available on the internet. Others feel a motorcycle must not be bought without viewing and test riding. So get all your thoughts and options in order before you make a choice.

Here is an update on no credit check financing and leasing programs on semi trucks, big rig trucks, over the road trucks, tractor trailers, 18 wheeler trucks. Many owner operators and company truck drivers have poor, marginal and bad credit for various reasons. There are semi trucks financing and leasing programs available which willn’t make a decision on your credit, but on your references and other mitigating factors.

 

In today’s economy,lenders, the trucking industry etc is in a bad position. There are many drivers out of a job, new students obtaining CDLs, some fleets, in niche markets, are drying a way to expand and financing is a big road block. Companies are either over extended, not making payments on time due to various economic reasons, or just right frustrated which way to go.

 

The economy is created this large secondary market of off lease semi trucks whick must be moved. The lenders/dealers cash flow and staying in business depends upon a movement of these over the road trucks…

 

To make your decision making easier, I have presented below a detailed requirement list of what it will take you to get through the lending process. The paperwork is more basic than conventional financing and the time process for approval usually is faster. Additionally, the leases have a $1.00 buyout ath the end of the lease and title will base to you at that time. All expenses during the lease will be considered operating and you can write them off as expenses.

 

Here are some basic requirements to qualify for these programs, remember they aren’t all the same: Front Money would be between $4000- $6500 depending upon the sem truck selected.

 

 1) Complete credit application.

 

 2 Lease agreement or Letter of  Intent from company hauling for.

 

CHECK OUT SOME OF THESE SPECIALS,  NO CREDIT CHECK

 

 3  Utility bill in your name, with current address.

 

 4  CDL drivers license and social security card/If additional driver, their info as well.

 5 Insurance

A.   PRIMARY AUTO LIABILITY ($1,000,000)

 

*Verification from company hauling for (Certificate)

-OR-

*If you have your OWN AUTHORITY—Primary

 Liability Certificate listing Year, Make & VIN #

w/Lender listed as Additional Insure

NON-TRUCKING/BOBTAIL LIABILITY 

$1,000,000CSL w/ Lender listed as

Additional Insured. 

PHYSICAL DAMAGE (Value of Truck w/$1,000 Ded.)

with lender  listed as Loss Payee.

1)   Down payment in available funds; Wire, cash, money order, cashiers check or certified check. 

Having these readily available will speed up the process of having your agreement completed in a timely

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manner.