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20 May 2010
In today’s economy, No money, little money, low money down is available on semi trucks, big rig trucks, over the road trucks and tractor trailers for repos and off leases. After December 25th, we are seeing tremendous buying opportunities at Walmart, Target, Best Buy and other retailers across the United States. Why shouldn’t the trucking industry be any different. At the present time, lenders/dealers are loaded with repo and off lease trucks and trailers. These inventories are disrupting them from continuing their normal selling practices. In addition, these huge inventories are hurting their working capital and related cash flow. Today, we are seeing dealers/lenders offering concessions on a combination of pricing and financing. Some lenders/dealers are offering guaranteed financing and no money down to commence a buying opportunity. These economic conditions have given the first time buyer a large opportunity to enter this market as an owner operator. This can enhance their earning potential and free them from the employer/employee relationship. On the other hand, businesses looking to expand their fleet can use this favorable opportunity to obtain additional trucks and trailers for no money down or very little down and favorable financing. Some lenders/dealers have waived strong credit scores as a criteria and will approve applicants for repos and off lease trucks that have credit scores below 600. All the lenders have different lending and financing options, therefore it is important to shop around and compare the information. In addition, the available repos, off lease trucks and trailers have been reconditioned and are ready to put back out onto the highways. Examples Of Semi Trucks, Big Rig Trucks, and Over the Road Trucks and Trailers we are talking about include:Kenworth, Peterbilt, Mack, Freightliner, International, Volvo, Western Star, Great Dane, Fontaine, Wabash and UtilityIn conclusion, this economic downturn has created a buying and financing opportunity for the startup owner operator and the business that wants to expand its fleet. It is not unheard of that these lenders/dealers offer multiple units to a seasoned business for an expansion opportunity.. These financing deals usually are for sixty months and offer buy out clauses from $1.00 to 20%. It is always advisable for the buyer to consult a professional before acquiring and financing a truck and/or trailer. Additionally, there are new depreciation rules into effect for 2008 and 2009 that the buyer should be aware of …..Happy hunting for your repo and/or off lease acquisition…
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11 Apr 2010
Motorcycle saddlebags have been around for more then 50 years. They are great for storing supplies for long trips. From everything like purses, tools, first aid kits, drinks and snacks, to spare helmets and cleaning supplies for your bike. There are so many uses for motorcycle saddlebags, as very few of the necessary items for long trips or even trips to the local supermarket actually fit in the pockets of bikers. In addition, there are a few items that should always be carried by bikers, and the pockets won’t accommodate them all, but motorcycle saddlebags will. With all the motorcycle saddlebags out there, what sets them apart? There are two main types of motorcycle saddlebags. There are hard mounted motorcycle saddlebags, and there are throw over motorcycle saddlebags.
Hard Mounted Motorcycle Saddlebags
For more stability, these hard mounted motorcycle saddlebags are definitely in the lead in this area. In the 1950’s a group of bikers drilled holes in their fenders to attach the motorcycle saddlebags. This prevented them from flying off and flapping around. After some major motorcycle manufacturers got wind of the new trend, they saw how popular it was among the bikers. Instead of having the bikers drill holes into their fenders, they made mounting for motorcycle saddlebags. These hard mounted motorcycle saddlebags are now custom on many bikes, and can be added to many more. If you add these hard mounted motorcycle saddlebags to a package with a new motorcycle, you might end up paying more then you would if you added them yourself. The dealer marks it up when they are adding it to the accessories. Now the question is whether you want hard leather or soft leather. Hard leather provides better protection for your items then the soft leather motorcycle saddlebags because the hard leather would resist any objects bumping into them better then the soft leather motorcycle saddlebags. These generally have mounting brackets to keep them off the wheels and other vital motorcycle parts.
Throw Over Motorcycle Saddlebags
The advantage of throw over motorcycle saddlebags is that it is not necessary to make any modifications to the motorcycle, whereas hard mounted motorcycle saddlebags required modifications that have quickly been included by most manufacturers. Throw over motorcycle saddlebags are like the name says attached by throwing them over the seat of the motorcycle. Generally they go in front of the signal flasher and over the stocks. Many times these types of motorcycle saddlebags require removing the seat to install the throw over motorcycle saddlebags. These types of motorcycle saddlebags are generally harder to install, but they are traditional types of motorcycle saddlebags. While the hard mounted motorcycle saddlebags are easier and more sturdy, the throw over motorcycle saddlebags are the motorcycle saddlebags of the original bikers, before the hard mounted motorcycle saddlebags were designed. While some bikers or motorcycle enthusiasts may be daunted at the thought of the work involved in installing throw over motorcycle saddlebags, some true bikers revel in the ability to work with their hands to make something all their own.